The Second Opinion
Education and Commentary from The Retirement Institute
July 19, 2026
This isn't the retirement move. It's a different decision, at a different age, for different reasons.
July 19, 2026
The window shuts on December 31 whether you've decided or not. That's what makes it useful.
July 19, 2026
The standard plan assumes one set of children. That assumption quietly rewrites your will.
July 18, 2026
The quiet house isn't the problem. The question it asks about who you are now is the problem.
July 18, 2026
It carries no legal weight and has no required format. It may still be the most-read thing you leave behind.
July 17, 2026
When markets fall, a good income floor does nothing at all. That's exactly the job.
July 17, 2026
You carry all the worry from six hundred miles away. You carry almost none of the authority.
July 16, 2026
Without one, an owner's death turns into an improvised negotiation at the worst possible moment.
July 15, 2026
Beyond the rented room and the receiving line — what a service looks like when it's built around a person.