The Second Opinion
Education and Commentary from The Retirement Institute
July 4, 2026
Probate follows the property, not the person. A second state means a second proceeding.
July 3, 2026
A structure to start from, two worked examples, and the one rule that outranks any template.
July 2, 2026
The fights are rarely about the object. Naming what's actually being divided changes how you divide it.
July 2, 2026
A list of dates and survivors isn't a life. One specific detail does more work than ten adjectives.
July 2, 2026
Most of these projects die in the planning stage. This one is built to survive a single weekend.
July 1, 2026
Knowing less about your own coverage than the person managing it is its own risk.
July 1, 2026
People around you will minimize it. The research doesn't, and there's no reason you should either.
June 30, 2026
Healthcare costs stay flat, then climb steeply. A flat inflation rate hides the gap.
June 28, 2026
Not while she's alive. After, the state is required to try — unless one of three federal exemptions applies.