The Second Opinion
Education and Commentary from The Retirement Institute
August 30, 2026
The thing that made the business excellent is the thing that makes a buyer nervous.
August 29, 2026
The roof gave out early. That isn't proof the plan failed. It's the thing the plan was built for.
August 27, 2026
It solves probate, and nothing else. Whether that's worth the cost depends on the estate.
August 23, 2026
The story is real. It's also a sample size of one, and none of the variables transfer.
August 21, 2026
Nineteen pages, signed the same afternoon as the tour. Most families never read the clauses that matter later.
August 19, 2026
Total estate value answers a different question than what the first year actually costs.
August 17, 2026
The piggy bank lesson worked at twelve. At forty, the same tone just sounds like you don't trust them.
August 15, 2026
The same total, converted over five years instead of one. The tax bill isn't the same.
August 12, 2026
A will feels finished the day it's signed. Nothing ever prompts you to look again.