The Second Opinion
Education and Commentary from The Retirement Institute
August 11, 2026
Your heir isn't thrilled about taking over. That's a starting point, not a reason to stop planning.
August 10, 2026
A badly sized conversion gives no warning on the day you make it. The bill shows up next spring.
August 8, 2026
The spread that justified the strategy isn't fixed. Rates moved; the math may have inverted.
August 6, 2026
He can afford the steak. He orders the soup anyway, and the reason has nothing to do with math.
August 4, 2026
It's a real tool. It only works if you set it up five years before you need it.
August 3, 2026
The division of labor made sense for decades. It gets harder to reverse every year.
August 3, 2026
It isn't a smaller funeral. It's a different event, and it runs by a different set of rules.
August 2, 2026
The reputation is built on the hardest cases. Most estates are not the hardest cases.
August 1, 2026
The first group not fitting isn't a verdict on support groups. It's a verdict on that one room.