The Second Opinion
Education and Commentary from The Retirement Institute
September 16, 2026
Nobody wants to learn a government website during a crisis. Set it up together on a quiet afternoon.
September 14, 2026
Your executor may spend weeks hunting for accounts nobody listed. One afternoon with a binder can spare them that.
September 12, 2026
Couples plan for long-term care as if the risk were shared evenly. For most wives, it isn't.
September 11, 2026
Your money habits were built around a paycheck. When the paycheck stops, some of them start working against you.
September 9, 2026
She wanted to say yes. She just didn't want the money to teach him that failure costs nothing.
September 6, 2026
The money was there. The bank just wouldn't release it until the estate caught up.
September 5, 2026
It feels like a mortgage. It isn't one. Premium finance never reaches a simple free-and-clear finish line.
September 3, 2026
Half the couple's number assumes the same lifespan and the same earnings record. Neither holds.
September 1, 2026
Married ten years, divorced since. You may be owed a bigger check, and your ex never has to know.